Who needs a budget?

by Nokomis Email

um....me?

I'm horrible....I repeate, horrible, with budgeting.  I just happen to have a fairly good job, and for the most part know how to cut some corners.  That said, I do need a budget.  Especially now.  JR and I just bought the house, and re-adjusting to those expenses will take a bit I am sure.  JR also quit one job in order to start going back to school, cutting our income and adding an additional expense.  That said, I did pick up a teaching job, and I am pulling some overtime shifts at the hospital in order to compensate, but,  my goals are still to create a buffer of a few monthly bills...just in case....and to pay off more of our debt.

After I get a few of our current bills settled, JR and  I will re-do our house budget.  Also, while browsing threw a few blogs I enjoy, I found the 31 Days to a Better Grocery Budget Challege.

My gorcery budget is one of my worse habits.  I have one....I have an average of wat I shoul spend....but I rarely, if ever actually stay in it.  So here I am.  Comitting to trying to change!

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